Commercial Mortgages and Bridging

Commercial Mortgages

Our team have the expert knowledge and experience to offer comprehensive advice to clients throughout London. This includes the two types of commercial mortgage, the first being an owner occupied mortgage, and the second being a commercial investment mortgage. We will allow you to look at and evaluate both options, offering expert advice on which may be best suited to your needs.

Owner Occupied Commercial Mortgages tend to be more favoured than investment mortgages, as lenders believe there to be less risk. You may be offered a standard loan of 70-75% LTV on a commercial owner occupied mortgage. An advantage of this is considerable lower lenders charges, as well as fixed or variable interest rates.

We will also dedicate ourselves to finding the appropriate finance for your property development needs. We have access to various mortgages, and have the knowledge to know which one may be the most suitable to specific customers.

To avoid your property being repossessed, get in touch with us to discuss commercial mortgages.

Bridging Loans

If you haven't yet managed to sell your current property, but are desperate to purchase a new one while it is still on the market, you may be interested in a Bridging Loan. This is an effective short-term solution when money is needed immediately, for example when buying properties at auctions.

There are two types of bridging loans: open and closed. A closed bridging loan will come with a repayment date that is explicitly fixed, which may be useful if you are halfway through the selling process. Alternatively, an open loan will not have a fixed date for repayment, but they usually expect this within the year or less.

You should be aware that your loan lender will need to see a clear strategy for repayment, which we can discuss with you. For more information or to get started, get in touch with us.